Credit Analyst

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Work Tasks

• Look at information about a person or business to decide if it is okay to give them credit or loan them money
• Interview people and look at their credit reports, bank statements, and income
• Use a computer to research data
• Give information to a supervisor or loan committee
• Work in offices for banks, insurance companies, retailers, real estate firms, and other businesses
• Use financial statements, credit reports, loan applications, and computers

Salary, Size & Growth

• $68,000 average per year ($32.75 per hour)
• A medium occupation (62,700 workers in 2010)
• Expected to grow moderately (1.5% per year)

Education/Training

• Minimum for Entry: A 2-year degree in accounting, finance, or related field
• Employers Prefer: A 4-year degree in accounting or finance
• Certification/Licensing: Certification is available.