4 Ways to Close the Gap on College Costs

Download Our eBook for More Planning Resources

Found this helpful? Download the Planning for the Future eBook to learn more ways to start preparing for your future. 

Get the FREE eBook!

Don’t lose hope if financial aid and cost savings haven’t covered everything. Here are some ways to help close the gap:

  1. Attend community college for two years and then transfer to a four-year university to finish your degree.
  2. If you attend a four-year university, consider taking classes during the summer at a local community college or online. Before enrolling in these lower-cost courses, talk to your advisor to make sure the credits will transfer.
  3. Brainstorm ways you can save on indirect costs. For example, you can save on room and board costs by living at home or renting a low cost apartment with roommates. Save on school supplies by buying used books.
  4. Get a part-time job on campus. Colleges and universities usually have a lot of options for student employment. Often, jobs found through the college can be more flexible with your class schedule.


Perseverance, Storytelling, and Luck:
Tips for Earning Scholarships

Learn More About Paying for College

ACT provides comprehensive college planning resources to help you make informed decisions about your educational and professional path. Explore our paying for college resources to gain valuable insights on financial aid, scholarship tips and much more!