4 Ways to Close the Gap on College Costs

After analyzing the costs, if you think the cost of college is too high, there are several options to make higher education accessible.

You still have options. Many colleges and universities will allow you to enter a tuition payment plan–spreading your tuition across several smaller payments. Higher education is a valuable investment in your future. With the right resources, you can be sure it is a wise one.

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Don’t lose hope if financial aid and cost savings haven’t covered everything. Here are some ways to help close the gap:

  1. Attend community college for two years and then transfer to a four-year university to finish your degree.
  2. If you attend a four-year university, consider taking classes during the summer at a local community college or online. Before enrolling in these lower-cost courses, talk to your advisor to make sure the credits will transfer.
  3. Brainstorm ways you can save on indirect costs. For example, you can save on room and board costs by living at home or renting a low cost apartment with roommates. Save on school supplies by buying used books.
  4. Get a part-time job on campus. Colleges and universities usually have a lot of options for student employment. Often, jobs found through the college can be more flexible with your class schedule.


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ACT provides comprehensive college planning resources to help you make informed decisions about your educational and professional path. Explore our paying for college resources to gain valuable insights on financial aid, scholarship tips and much more!